Pentagon Federal Credit Union
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LEARNING CENTER

To get ahead you have to stay informed.
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  3. Access Bill Pay

CHECKING & SAVINGS

Help with Bill Pay

What you'll learn: Learn to use Access Bill Pay, PenFed’s online bill payment system

EXPECTED READ TIME: 2 MINUTES

Published: November 7, 2023

Do you wish you could make paying your bills less of a hassle? Have you ever been far from home and realized an important bill is due?

Leave those worries behind with Access Bill Pay! Access Bill Pay makes paying bills easy and secure no matter where you are.

Why Use Access Bill Pay?

PenFed’s Access Bill Pay is the simplest way to manage your bills. See all your bills in one place, pay with just a few clicks, and even set up automatic payments — it’s bill pay made painless.

Automate Your Bill Pay

Why login and pay your bills manually every single month? Instead, save time with automatic payments for your mortgage, car loans, and more. Kiss those late payment fees goodbye.

Pay From Anywhere, Anytime

Living life on the go? No problem! You can use Access Bill Pay 24/7 from anywhere with an internet connection, no matter where you are in the world.

Organize Your Financial Records

We designed Access Bill Pay with record-keeping in mind. View a comprehensive payee list from your account and add new, predefined payees (like major utility companies) with a click of your mouse. Plus, download your payment records as text, CSV, or IIF (QuickBooks) files to keep your accounts up to date.

Know Your Data Is Safe

PenFed understands how important your financial data is. That’s why we use 128-bit strength browser encryption to ensure your information always remains confidential.

Easier Bill Pay — for Free!

Use Access Bill Pay with no monthly service charge when you use your Access America Checking Account. It’s just one more great feature that comes from PenFed’s industry-leading financial services.

You’re Never in This Alone

Need help with Access Bill Pay? Reach a top-notch service member toll-free at 1-800-247-5626.

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Using Bill Pay

  • Enrolling for Access Bill Pay
  • Setting Up Payees
  • Schedule Automatic Payments
  • One Time Payments
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E-Bills

  • Help with E-Bills 
  • Filing a "Past-Due" E-Bill

SIMILAR ARTICLES

Put Your Money in Your Pocket with Mobile Banking

Mobile banking puts all the convenience of banking with PenFed right in your purse or pocket. Find out more about the advantages of mobile banking.
Put Your Money in Your Pocket with Mobile Banking

Deposit Checks via PenFed Mobile

Checking your balances is as easy with your smartphone if you use PenFed Mobile, but did you know that you can also deposit checks right from your phone?
Deposit Checks via PenFed Mobile

How to Choose a Checking Account

The right checking account can make a big difference in your day-to-day. Check out our guide to choosing the perfect type of account for your lifestyle.
choosing checking account

8 Tips for Taking Reliable Mobile Deposit Check Photos

The latest version of the PenFed mobile app is now available for download for iOS and Android devices. Download the PenFed mobile app today!
8 Tips for Taking Reliable Mobile Deposit Check Photos
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This credit union is federally insured by the National Credit Union Administration. Rates are current as of November 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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